Student Loan Articles

Browse our library of 45 in-depth articles covering every aspect of UK student loan repayments. Whether you want to know how much you'll repay on your salary, how interest works, or how your loan affects your mortgage — we've got you covered.

Articles

Repayments by Salary

See exactly how much you'll repay each month at different salary levels.

Repayments on a £25,000 SalaryRead article →Repayments on a £30,000 SalaryRead article →Repayments on a £35,000 SalaryRead article →Repayments on a £40,000 SalaryRead article →Repayments on a £50,000 SalaryRead article →Repayments on a £60,000 SalaryRead article →

Plan Comparisons

Understand the key differences between student loan plans and UK nations.

Plan 1 vs Plan 2: Key DifferencesRead article →Plan 2 vs Plan 5: What Changed?Read article →England vs Scotland Student FinanceRead article →Maintenance Loan vs Tuition Fee LoanRead article →

Thresholds & Interest Rates

Stay up to date with the latest repayment thresholds and interest rate changes.

Repayment Threshold 2026Read article →Interest Rate 2026Read article →Threshold Freeze ExplainedRead article →

Repayments by Situation

How student loan repayments work in specific employment and life situations.

Self-Employed RepaymentsRead article →Repayments with Multiple JobsRead article →Repayments on Maternity LeaveRead article →Repayments When Working AbroadRead article →Part-Time Work RepaymentsRead article →Repayments While on BenefitsRead article →

Profession-Specific Guides

Tailored advice for specific professions and career paths.

NHS Workers & Student LoansRead article →Teachers & Student LoansRead article →Student Loans During a PhDRead article →

How-To & Informational

Practical answers to the most common student loan questions.

How Much Student Loan Do I Owe?Read article →How Much Student Loan Can You Get?Read article →How Is Interest Calculated?Read article →How Long to Pay Off Your Loan?Read article →Understanding Payslip DeductionsRead article →Student Loan Tax Codes ExplainedRead article →How to Contact the SLCRead article →Making Voluntary RepaymentsRead article →

Student Loans & Your Finances

How student loans interact with mortgages, credit scores, pensions, and savings.

Student Loans & Mortgage ApplicationsRead article →Do Student Loans Affect Your Credit Score?Read article →Student Loans & Pension ContributionsRead article →Student Loans & SavingsRead article →Paying Off with a Lump SumRead article →Overpayment Refunds ExplainedRead article →

Student Loan Lifecycle

From graduation to write-off — understand the full lifecycle of your student loan.

What Happens After Graduation?Read article →Why Is My Balance Going Up?Read article →Written Off After 25 Years?Read article →Average Student Debt in the UKRead article →Student Loans for a Master's DegreeRead article →What Happens to Your Loan After Death?Read article →Is a Student Loan Really a Graduate Tax?Read article →Student Loan Myths DebunkedRead article →Best Repayment StrategiesRead article →

Calculate Your Repayments

Want personalised numbers? Try our free student loan repayment calculators.

Plan 2 Calculator Plan 5 Calculator Compare All Plans